Last Updated: May, 2022
This Privacy Policy describes how Emerald Predict (“Webpals”, “we,” “us”) collects, uses, and discloses certain personal information obtained through our website: www.emeraldpredict.com (the “Site”). By visiting our Site and/or using the features made available to you on the Site, you are agreeing to the terms of this Policy. You can jump to particular topics by going to the headings below:
- What information we collect and maintain about you
- Cookies and Web Log Information
- How We Use Your Information
- How We Share Your Information with Third Parties
- Third-Party Analytics and Advertising
- External links
- Choice
- Data Security
- International Users
- Data Retention Policy
- Children
- Changes to This Policy
- How to Contact Us
What information we collect and maintain about you
We may collect Personal Information about you when you interact with our Site. “Personal Information” is any information that can be used to identify you or that we can link to you. The following provides examples of the types of information that we collect from you and how we use that information.
- Account Registration: We collect your name and contact information when you create an account. We also collect information relating to the actions that you perform while logged into your account. We have a legitimate interest in providing account related functionalities to our users. Accounts can be used, among other things, to save your preference.
- Cookies and first party tracking: We use cookies and clear GIFs. Cookies are small pieces of information that a website sends to a computers hard drive while a web site is viewed. See our See our section on Cookies and Web Log Information for more information. We obtain consent for cookie collections where required by law.
- Demographic Information: We collect personal information, such as your age or location. We have a legitimate interest in understanding our users and providing tailored services.
- Email Interconnectivity: If you receive email from us, we use certain tools to capture data related to when you open our message, click on any links or banners it contains and make purchases. We have a legitimate interest in understanding how you interact with our communications to you.
- Feedback/Support: If you provide us feedback or contact us for support we will collect your name and e-mail address, as well as any other content that you send to us, in order to reply. We have a legitimate interest in receiving, and acting upon, your feedback or issues.
- Website interactions: We use technology to monitor how you interact with our website. This may include which links you click on, or information that you type into our online forms. This may also include information about your device or browser. We have a legitimate interest in understanding how you interact with our website to better improve it, and to understand your preferences and interests in order to select offerings that you might find most useful. We also have a legitimate interest in detecting and preventing fraud.
When you choose to apply for a credit card or other financial product featured on the Site, you will be directed to a secure page on the financial institution’s website where you will provide the information required to be considered for the financial product or service. Webpals does not collect or receive the information you input on that financial institution’s or company’s site. In addition to the information that we collect from you directly, we may also receive information about you from other sources, including third parties, business partners, our affiliates, data analytics providers, advertising networks, social networks or publicly available sources.
How We Use Your Information
Webpals uses the information that we collect for a variety of purposes. If we have Personal Information about you, we may use it, for example:
- to respond to your questions or requests concerning the Site or other services offered by us;
- to fulfill the terms of any agreement you have with us;
- to fulfill your requests;
- to send you information about our Site and other topics that are likely to be of interest to you, including surveys, newsletters, updates, or other communications;
- to deliver notifications and similar operational communications;
- to improve your user experience and the quality of our Site;
- to comply with legal and/or regulatory requirements; and
- to manage our business.
- counting and recognizing visitors to the Site and analyzing how visitors use the Site;
- improving the Site and enhancing users’ experiences with the Site;
- creating new products and services or improving our existing products and services;
- engaging in analytics or targeted advertising as described below in the “Third-Party Analytics and Advertising” section; and
- for any other business purpose permitted by law, including any purpose for which we use Personal Information.
Consent
Wherever possible, we seek your consent before we collect personal information. The form of consent may vary depending on the circumstances and the type of information being requested. Consent can be express or implied. Express consent can be given orally, electronically or in writing. Implied consent may be reasonably inferred from a person’s action or inaction. For example, providing a name and address to receive a publication or providing a name and telephone number to receive a response to a question.
External links
The Site contain links to third-party websites. If you follow a link to any of these websites, please note that these websites, and any services that may be accessible through them, have their own privacy policies. We are not responsible for the privacy practices of other websites. We encourage our users to be aware when they leave the Site and to read the privacy policies applicable to such third-party websites. This Privacy Policy applies solely to information collected in connection with the Site.
Choice
You may have certain rights and choices with relation to your personal data, as described below.
- Promotional Emails. You may choose to provide us with your email address for the purpose of allowing us to send free newsletters, surveys, offers, and other promotional materials to you, as well as targeted offers from third parties. You can stop receiving promotional emails by following the unsubscribe instructions in e-mails that you receive. If you decide not to receive promotional emails, we may still send you service related communications.
- Promotional Mailings. If at any time you do not want to receive offers and/or circulars from us you can remove yourself from our mailing lists by emailing us (our contact information is below) with “NO SNAIL MAIL” in the subject line along with your name, address and zip code. Please note that our mailings are prepared in advance of their being sent. Although we will remove your name from our mailing list after receiving your request, you may still receive mailings from us that had been initiated prior to your name being removed.
- Promotional Text Messages. If you receive a text message from us that contains promotional information you can opt-out of receiving future text messages by replying “STOP.”
- Online Tracking. We do not currently recognize automated browser signals regarding tracking mechanisms, which may include “Do Not Track” instructions.